This set comes with three pendants in different sizes that hang off the layered chains. The chains comes in gold (pictured here), silver and dark silver. The metal color for the pendants, earrings and bracelets can be changed with a HUD to match whichever chains you wear. While I left the hearts and diamonds in the default color, you can actually select from a veritable rainbow that also comes on the HUD. As for the other necklace included in the set, I’m wearing the layered pearl necklace option because I thought it went nicely with the chains, but there is also a long pearl necklace included which you could opt to hang one of the pendants on. That would be equally pretty.